Jason Yesser 
The Canadian government has introduced significant changes to mortgage insurance rules aimed at making homeownership more accessible. These reforms address several key areas, including adjustments to mortgage renewals, extended eligibility for longer mortgage amortizations, and increased price caps for insured mortgages. These changes are expected to impact homeowners and prospective buyers across the country, and … Read more
The mortgage lending landscape is perpetually evolving, influenced by a myriad of factors including economic conditions, interest rates, and regulatory changes. As we enter 2024, both mortgage brokers and borrowers must stay attuned to the latest trends that are shaping the mortgage market. This article aims to provide comprehensive insights into these emerging trends, offering … Read more
Securing a mortgage can be more challenging if you are divorced or self-employed. Traditional lenders often prioritize stable employment and straightforward financial histories, making it harder for individuals in unique situations to qualify for a loan. However, understanding the process and knowing your options can help you achieve your goal of homeownership. This guide explains … Read more
When buying a home, securing a mortgage pre-approval is a smart first step. Pre-approval shows sellers that you are serious, financially prepared, and ready to act. It can give you an edge in competitive markets and simplify the home-buying process. This article explains how mortgage pre-approval strengthens your offer and how Dare 2 Dream Mortgage … Read more
A mortgage broker helps you find the best loan, but they can also save you money in unexpected ways. Understanding these benefits can help you make better financial decisions when buying a home. At Dare 2 Dream Mortgage Company, we focus on maximizing your savings. Here are five unexpected ways a mortgage broker can save … Read more
Buying a home is a major decision, and understanding the mortgage timeline can make the process smoother. Knowing what to expect each week can reduce stress and help you stay prepared. At Dare 2 Dream Mortgage Company, we guide you every step of the way to ensure you make informed decisions. Here’s a week-by-week breakdown … Read more
Buying a home in Canada requires a strong financial profile. One of the most important parts is your credit score. Lenders use your score to decide if you qualify for a mortgage. They also use it to set your interest rate. A higher score gives you more options and better rates. This guide explains what … Read more
When navigating the complex world of real estate financing, understanding the differences between residential and commercial mortgages is paramount. Each type of mortgage serves distinct purposes, caters to various borrower needs, and encompasses unique characteristics. In this article, we will delve into the key differences, loan insights, and factors to consider when evaluating residential and … Read more
In the complex landscape of home financing, understanding the various types of mortgages available is crucial for potential homeowners in Canada. The mortgage market offers a range of options, each catering to different financial situations and preferences. This article aims to elucidate the different types of mortgages in Canada, guiding you through the process of … Read more
As the financial landscape continuously evolves, understanding mortgage options becomes increasingly crucial, especially amid rising interest rates. Borrowers often find themselves faced with complex decisions regarding their mortgage loans, particularly when significant changes occur in the overall interest rate environment. This article aims to outline the current interest rate situation, its impact on mortgages, the … Read more
Embarking on the journey to homeownership can be both exciting and daunting. One of the most crucial steps in this process is understanding mortgage pre-approval. This article aims to elucidate the concept of mortgage pre-approval, its significance, and the steps you need to take to navigate the real estate market successfully. With the assistance of … Read more
Purchasing a home is a significant milestone in many people’s lives, often representing both a financial investment and a personal achievement. However, the process of securing a mortgage can be fraught with complications, especially for first-time homebuyers. To facilitate a smoother journey toward homeownership, it is essential to be aware of common pitfalls that can … Read more
At Dare 2 Dream Mortgage Company, we recognize that the journey to buy a home can be daunting for any home buyer. It’s important to understand the intricacies involved, especially in the dynamic real estate market of Vancouver. Our dedicated team is committed to helping you navigate the mortgage process, ensuring that you can fulfill … Read more
Navigating Commercial Mortgages in Canada: A Guide to Commercial Real Estate Financing In the dynamic world of commercial real estate, securing financing can be a nuanced process requiring an understanding of various factors, products, and market conditions. This guide aims to provide insight into navigating commercial mortgages in Canada, detailing how they function, the types … Read more
Refinancing a Mortgage in Canada: How to Refinance Your Mortgage for Better Rates Refinancing a mortgage in Canada is a strategic financial decision that many homeowners consider to improve their financial situation. By understanding the various aspects of mortgage refinancing, individuals can make informed choices that may lead to substantial savings. This article aims to … Read more
When it comes to securing a mortgage, potential borrowers often face the decision of whether to work with a mortgage broker or to go directly to a bank. Understanding the pros and cons of using a mortgage broker can significantly influence this choice. This article will explore the roles, advantages, and disadvantages associated with mortgage … Read more
